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01 Synchrony Bank

Clients usually come to us because 01 Synchrony Bank is hurting their credit score.

Blue Whale Credit (A professional credit repair agency can be contacted at 561-320-7043 for a 100% free credit report evaluation. We will review your credit reports and help you identify potentially negative items and give you a game-plan on how to fix it.

We work with you to understand why 01 Synchrony Bank is reporting on your credit report and help you remove it.

Removing 01 Synchrony Bank from your report can likely improve your score by over 35+ points.

 

What Is 01 Synchrony Bank?

01 Synchrony Bank is a debt collections agency.

01 Synchrony Bank is probably on your credit report as a ‘collections account’.

This usually happens when you forget to pay a bill for a period of time, and your debt is sold to them.

If this account is on your credit report, it may be damaging your credit score (until it gets removed).

The good news? Getting collections off your report shouldn’t be difficult.

There are 3 primary ways to get a collections account off your report.

  • Contact the creditor directly offer a Pay For Delete.
  • Dispute with all 3 credit bureaus and challenge it.
  • Contact a Credit Repair agency (like Blue Whale Credit) to help you dispute (and remove) it.
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  • Generally, option #3 works great for people because it’s a hands-off approach that allows experts to assist in removing collections.

Will 01 Synchrony Bank Remove Charge Offs From Credit Report?

A charge off stays on your credit report for 7 years, seriously hurting your credit score. You can request a good-will deletion, but your best option is to have the debt verified. If the debt can’t be verified, disputing it with help from a credit expert (like Blue Whale Credit) is your best course of action.

Will 01 Synchrony Bank Remove Late Payments From Credit Report?

A late payment stays on your credit report for 7 years, seriously hurting your credit score. You can request a good-will deletion, but your best option is to have the late payment verified. With Blue Whale Credit’s help, you can dispute unverified late payments and other errors on your credit report (boosting your score).

How To Negotiate A “Pay For Delete” With 01 Synchrony Bank

You may be able to negotiate a pay-for-delete with Synchrony Bank, but this is an ethical gray area. The better way? Look for inaccurate items first, and then hire a credit repair expert — like Blue Whale Credit — to dispute and remove them (boosting your score)!

Remove 01 Synchrony Bank From Your Report, Today!

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It’s so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you’re looking for a reputable company to increase your credit score, we recommend Blue Whale Credit. Call them on (561) 320-7043 or setup a consultation with them. They also happen to have incredible customer service.

Blue Whale Credit is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.